Semurimi unonyatsoziva njodzi uye nzira dzakawanda dzazvingatora kuti zvikubatsire kushanda kwako. Chinhu chakakosha chekudzikisa njodzi chinogona kushandiswa nevarimi inshuwarisi pamidziyo yepurazi. Zvinodiwa inishuwarenzi zvinosiyana papurazi nepurazi saka zvinove zvakakosha kuti iwe unzwisise zvinodiwa zveinishuwarenzi zvepurazi rako uye uwane mutemo unobata basa rako zvakanyanya.
Paunenge uchifunga nezvekuvharirwa kweinishuwarenzi yenzvimbo yepurazi yako zvakakosha kuti utarise kuti mutengo wekutsiva wechinhu ungave wakadii uye njodzi dzinogona kuitika pakukuvadzwa kweimba pakushanda kwako. Izvi zvinotariswa zvinogona kuverengerwa kana mutemo wasarudzwa uye wozoongororwa nguva nenguva nekuda kwekuchinja kwepurazi uye / kana shanduko mukati mekambani yeinishuwarenzi. Kuti mutemo ushande sezvinobvira zvinoreva kuti iwe, semushuwarenzi unoda kuchengeta kambani yako yeinishuwarenzi ichiziviswa nezve shanduko. Kune rimwe divi iwe unofanirwa kutarisira kambani yako yeinishuwarenzi yakasarudzwa kana agency kukuchengetedza iwe-kusvika-date pane zvitsva kana zvakachinja zvekuvhara. Zvinotevera zvakakosha zvinhu zvakakosha kuti urambe uchifunga nezve yako purazi inishuwarenzi.
- Vaka hukama nemumiriri wako weinishuwarenzi- zivana navo uye uvazivise purazi rako
- Chengetedza zvivakwa zvepurazi zvechizvino-zvino
- Iva netsika dzakakwana pazvivakwa- uchifunga nezve izvo zvingadhura kuvaka patsva kana njodzi ichakanganisa nzvimbo yako.
- Iva nehanya nekusabatanidzwa mugwaro
Zvakakosha kuti iwe, semuridzi wepolicyholder uve nekunzwisisa kwepolicy yako uye kuti pfuma yakavharwa chii uye chii chisingavharwe. Kuti uite izvi zvakakosha kuvaka hukama hwekuvimba uye hwekutaurirana nemumiriri wako weinishuwarenzi. Kupfuura kuva nehukama hwakasimba nemumiririri wako zvakakosha kutaurirana nezvezvinhu zvepapurazi zvechizvino-zvino zvinosanganisira michina yemupurazi, zvipfuyo, chikafu chakakohwewa nezvirimwa, zvekushandisa, nezvimwewo. Kazhinji zvinhu zvako zvinofanirwa kuvandudzwa pagore kana zvisingaite kazhinji. Kune mapurazi ane inventory inochinja-chinja zvakakosha kuti ugadzirise yako hesera pafaira kakawanda. Kugadzira inventory Excel faira inogona kugadziridzwa zviri nyore uye kutumirwa neemail kumumiririri wako ingave sarudzo kwauri. Mapurazi ane zvinyorwa zvinoenderana negore angangoda kuongorora zvinyorwa uye kukosha kwemadhora zvine chekuita nepfuma pagore.
Kumwe kwekudyara kukuru papurazi rako kunogona kunge kwave kuri muzvivakwa saka kuve nechokwadi chekuti vane inishuwarenzi chaiyo isarudzo yehungwaru. Mazhinji makambani einishuwarenzi anogona kushandisa maturusi ekuongorora nzvimbo ayo anofunga nezve mutengo wekuvakazve mushure menjodzi. Kuwana huwandu hwekuvhara kwakakosha kwakakosha pane kurerutsa kana kuwedzeredza kukosha kwezvivakwa zvako. Kufungidzira kuchasiyana zvichienderana nekushandiswa, mhando, zera, zvinooneka mamiriro, nezvimwe.
Chekupedzisira, semuchengetedzi wepolicy zvakakosha kuti iwe uzive zvisizvo zvingave zvine chekuita nepolicy yako. Pane zvimwe zvinhu izvo makambani mazhinji einishuwarenzi haadi kuvhara nekuda kwenjodzi yakabatana, sekufa kwezvipfuyo nekuda kwechirwere chinotapukira kana kusvibiswa. Inishuwarenzi jargon inogona kuve yakaoma kutsanangura ndosaka kuve nehukama hwakasimba nemumiriri weinishuwarenzi yako yepurazi zvakakosha kuti uwane runyararo rwepfungwa kubva pamari yaunodyara muinishuwarenzi yako yepurazi.
Seinishuwarenzi yekudzikisa njodzi haifanirwe kusiiwa ichingoitika asi kufarira kunofanirwa kutorwa mukugadzira yako yekuvhara. Sezvinoita maindasitiri mazhinji indasitiri yeinishuwarenzi inogara ichichinja uye saka semuridzi wepolicy unofanira kuzvipa nguva yekuongororazve mutemo wako uye mabheji aunoda pakushanda kwepurazi rako. Mibvunzo pamusoro pechinyorwa ichi inogona kunangidzirwa kwandiri, Farm Business Management mudzidzisi ane Michigan State University Kuwedzeredzwa, at thomp737@msu.edu.
- Katelyn Thompson, Michigan State University Extension